Loan Approval

Bruce Paxton, REALTOR
Linda Paxton Assistant (Unlicensed)

Coldwell Banker Countryside, Realtors

17 Bridgewater Plaza Moneta, VA 24121

Phone: 540.721.3323

Toll Free: 800.476.2992

Fax: 540.721.2427

Cell: 540.556.5764

Fax 2: 540.400.8264

Linda: 540-556-8373 (Unlicensed Assistant)

Email Me

What do I offer that is different from other agents?

Over 10 years of real estate marketing experience, and over 18 years property management experience.
Virtual Tours, Complete Internet Marketing of all property listings which is the best way to market your property to not only local cliental, but potential buyers all over the world.
Going the extra mile to find you the perfect property, or buyer for your property, No listing or client is too big or too small that they do not get our complete attention!

Mortgage Information
Order a Copy of Your Credit Report
For a free Excel Worksheet to pre-qualify yourself and to calculate your closing costs and monthly payments please E-mail me.

Below is a list of available information and documentation in regards to obtaining mortgage financing. I am not only a licensed real estate agent, I am also a licensed mortgage broker and would be happy to help you with your financing needs.

Detailed Mortgage Information Page - Mortgage Central: all the information you'll need with links to the information below as well.

Loan Application Checklist - A checklist of what you'll need in the way of information and documentation when applying for a loan.
Foreign National Application Checklist - A guideline to the required information and documentation for a mortgage loan.
Uniform Loan Application - This is a four page application used by all mortgage lenders. It is legal size. Print it out and get a head start.
Principal & Interest Table - Shows monthly payments based on various interest rates and loan amounts.
Closing Costs - Document goes through and explains the various fees associated with obtaining a mortgage loan.
Mortgage Calculators - Input your specific information and find out your monthly payments and if you are qualified.
Cleaning Up Your Credit - Discussion of credit reports and ways to handle problems on you credit report.
What is a FICO Score? - Discussion of credit scoring. Almost all lenders now a days use credit scoring.
Consumer Protection Laws - A list with descriptions of the various consumer protection laws in regards to mortgage financing.
Settlement Cost Booklet - A government (HUD) publication which goes over the various costs associated with obtaining mortgage financing.
COFI ARM Loans - A discussion of COFI (Cost of Funds Index) Adjustable Rate Mortgages.
ARM Handbook - A government (Federal Reserve) publication that describes ARM Loans.

Mortgage 101 - This is a link to another website with more information including interest rates, etc.

Click above to get a copy of your credit report.